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Gold Loan

Unlock the value of your gold.

Turn idle jewellery into ready capital — quick disbursal, high per-gram value and insured vault storage through our partnered banks and NBFCs. Your gold stays safe; your plans move forward.

Up to 80% LTV Insured vault storage Quick disbursal
Ready capital

Idle gold, working for you

Get the most favourable terms by comparing offers from our partnered lenders — you keep ownership, and settle interest at your convenience.

  • Attractive interest rates and high loan amount for your gold
  • Minimal documentation and faster processing
  • 100% insured gold, stored in highly secure vaults
  • Quick release guarantee on loan closure
Hands presenting gold bangles and a necklace
Doorstep gold loan

Get your gold loan in three easy steps

1

Request a loan

Apply online or request a call back. Book a free appointment with our relationship manager.

2

Free doorstep valuation

Our manager verifies your requirement and evaluates your gold, then compares partner offers for you.

3

Stored & disbursed

Your gold is stored in insured bank-grade vaults and funds are disbursed to your account.

4

Repay & release

Pay interest or close your loan anytime, with a quick release guarantee on closure.

Gold loan for every need

Put your gold to work

Business needs

Fund daily operations, stock, inventory and supply-chain finance.

Agriculture

Cover seeds, fertilizers, equipment and every stage of the crop cycle.

Home & renovation

Finance construction, upgrades or repairs without touching savings.

Personal & medical

Handle emergencies and family priorities with quick access to funds.

Up to 0%
Loan-to-value on your gold
0%
Insured, secure vault storage
0hr
Typical release on closure

Compare partner offers today

Get the most favourable gold loan terms — insured, quick and hassle-free.

Apply Now

Heute & Morgen Assets partners with regulated banks and NBFCs and is not a bank or NBFC itself. Rates, LTV and terms are set by the lending partner and disclosed before acceptance.